Mortgage Clerk Resume

Mortgage is the amount of money borrowed from a bank, financial institution, or a mortgage company. The money, which is taken by the individuals or corporations by keeping the documents of property with the lenders, is called as mortgage loan. Since proper documentation is needed to receive and lend the loan, banks and financial establishments employ mortgage clerks. Mortgage clerks handle all the required paperwork for granting loan to the mortgagor. A high school diploma, internship experience is a necessary for this position. However, to show your educational and work experience, a mortgage clerk resume is essential.

To write the mortgage clerk resume, you must first understand what skills could excite the readers. As an incumbent, you will be completing, rectifying and validating applications for mortgage loans. This type of work needs excellent skills in interpreting documents. Further, you should be skilled in processing the documents in an orderly manner, and without any errors. Skills in calculating the interest rate against the terms of loans, and fixing a monthly premium is your lookout.

Since the loan would be sanctioned considering the authenticity of the collected documents, and the details on the application forms, you have to be extra alert to avoid any loss to the company that are likely to result due to any misleading information. Therefore, the mortgage clerk resume has to show you as a vigilant and detail-oriented professional. These skills are needed to analyze the current status of the customers seeking mortgage loans.

Sampel Mortgage Clerk Resume

Terry B. Gaston
1132 Elk City Road
Indianapolis, IN 46205
Phone: (317) XXX-1572
Email: tbgaston@topsampleresume.com

Objective
An experienced, talented and highly dedicated professional seeking a mortgage clerk position, and assist loan officers in completing the formalities of loan process by identifying the credit worthiness of individuals and corporations.

Summary of Qualifications

• Efficient, reliable, and hard-working professional
• Excellent knowledge of mortgage industry
• Competent and brilliant at working in custom-made software
• Skilled in researching the financial status of mortgagor
• Ability to evaluate the current market price of mortgage properties
• Strong organizational, coordination and time-management skills
• Experienced in multi-tasking and prioritizing work
• Adept in calculating interest rates on mortgage loans

Work Experience
Mortgage Clerk
Jackpot Mortgage Company, Indianapolis, IN
2009 – Present

• Evaluate supporting documents, and verify the loan application forms
• Review, process and maintain documents and records of mortgage loans
• Draft forms, letters, and write checks for payments, or transfer the loan amount in respective account
• Calculate interest on principal amount, type and maintain the escrow and account payments’ documents
• Update change in address, and contact number in the computer system
• Answer customers’ questions on mortgage loans, and rectify records in the system
• Ensure compliance with legal requirements by reviewing mortgage deeds
• Disburse funds and document the details for insurance and tax purposes
• Assist mortgage officers in checking the credit ratings of mortgagors
• Process foreclosure requests, and impose fees, charges or penalties

Mortgage Clerk
Ready Bank, Indianapolis, IN
2007 – 2009

• Insured the mortgage properties
• Computed tax and premium for insurance payments for customers’ information
• Reviewed and rectified errors in tax payments, insurance premium, and interest rates
• Evaluated the mortgage properties and sanctioned loans in relation to its current market price
• Communicated with customers through letters, emails, and phone calls and reminded them about late payments and additional charges
• Followed instructions from mortgage officers in collecting, filing and processing loan applications

Awards and Accomplishments

• Awarded Best Team Member for the year 2010
• Won the distinction of processing and completing 20 mortgage loan applications in a month

Education
Associate Degree in Accounting
ABC Institute of Business Studies, Indianapolis, IN
2007
You can make your mortgage clerk resume more impressive if you have read the resume writing tips, and resume templates. These are all the initial preparations one should follow in order grab the job.